THE LAW FIRM FOR LENDERS.
The law firm for lenders.
Summer Lawyers specialises in banking and finance law. With more than a decade of experience acting for lenders in private and non-bank transactions and litigation, we have established a strong reputation as a market leader. Our lender clients trust us for our consistent delivery of reliable and expert legal advice.
About Us.
LENDERS ONLY
We focus exclusively on lenders, providing clear and practical advice to simplify complex issues. Our clients include some of the largest non-bank lenders, managed funds, and private lenders in the industry, reflecting our expertise in navigating intricate financial transactions and legal matters. By collaborating closely with our clients, we tailor our services to meet their specific needs, ensuring top-tier legal support in all aspects of banking and finance.
EXPERTISE AND INSIGHTS
Our team has extensive experience, successfully managing thousands of banking and finance matters, including litigation and insolvency. We handle commercial lending, investment transactions, regulatory compliance, and risk management. Our proven track record reflects our commitment to achieving optimal outcomes and building long-lasting relationships based on trust and reliability.
Our People.
A high‑performance team equipped to provide specialist advice and make effective decisions.
Lenders.
Summer Lawyers are experts in loan and recovery.
We advise on mortgage advances and enforcements, including mortgage due diligence, construction finance, loan syndication services, personal property securities and mortgage priorities. We also have a specialised team for litigation, dispute resolutions and mortgagee sales.
As a specialist firm devoted to private finance, we have the knowledge and stringent procedures that allow us to act swiftly. This means we can get the best possible results, without delay. Our high level of efficiency, expertise and dedicated team mean that we will, on average, turn around a loan within a few days. This is achieved with great attention to detail. Our recovery services are also highly effective. Throughout the history of our firm, when using documents generated by us, we have always recovered our clients’ money.
At Summer Lawyers, we have a high-performance team who are equipped to provide specialist advice and make effective decisions. We pride ourselves on an exceptional level of service which revolves around the best interests of our clients.
Services.
At Summer Lawyers, our specialised services cover the entire loan and recovery process.
In mortgage advances and securitisation, we offer services in mortgage due diligence, construction finance, loan syndication, personal property securities and mortgage priorities. Our efficient processes and quick customer service allow us to provide quick turnaround times (as little as three hours for mortgage documents) and settle on the same day.
We have a specialised team of experienced recovery lawyers who have run thousands of actions for lenders. When mortgages don’t go to plan, you can rely on us to get results in and out of court.
Mortgage Advances & Securitisation.
Mortgage due diligence is crucial for mitigating risk in any mortgage or property transaction. At Summer Lawyers, before you secure any high‑risk or large‑scale investment, we place loans into risk categories and undertake a 180‑point due diligence checklist. We conduct this on every loan we write. We can perform credit checks, property and market investigations, property reviews and ascertain loan details of any superior ranking mortgage. We are experienced in the verification of identity procedures through the Australian DVS (Document Verification Platform), with the ability to review the legitimacy of international identification documents.
We also act on Anti‑Money Laundering and Counter‑Terrorism Financing (AML/CTF) programs, helping to protect your business from criminal activity.
As experts in the field, you can trust Summer Lawyers to get the legal processes right, regardless of the complexity of your property or mortgage transactions.
We understand the intricacies of construction finance and that immediacy is key. Our lawyers will work to ensure your projects can get underway without delay.
We act for lenders on both large and small construction loans who need pre‑sales finance in the interim. Our lawyers are on hand for our clients to review and audit qualifying pre‑sales and development approvals and our documents and side deeds are flexible.
We manage loan syndication services for clients running contributory and pooled mortgage schemes.
Loan syndications require considerable coordination; however, through our immense experience, we are able to simplify the process. We have precedent documents that have been tested around Australia, which streamline the procedure and allow us to arrange and implement loan syndicates quickly.
Our tested mortgage documents can grant an interest in all personal property – from bricks and mortar, to shares and less traditional assets – and provide for charges over specific personal property. This means that if a charge over a property is insufficient, we can manage additional charges over an individual or a company. Then, any assets of that individual or company can be called on to secure payment of the secured money.
At Summer Lawyers, we act to ensure our clients’ security interests are perfected and registered correctly, safeguarding you in the instance of recovery. We help inform lenders, so they understand the changes to Personal Property Securities law. We have also implemented changes to accommodate the Personal Property Securities Act.
At Summer Lawyers, we manage the intricacies of mortgage priorities. We will act to mitigate risk by securing the best priority possible for your money. This means that in the instance of a default, your money can be secured and recovered quickly, boosting cash flow so you can keep your funds moving.
As specialists in mortgage law, we have in-depth knowledge of your mortgage rights and how to enforce these rights for efficient debt recovery. By having a deep understanding of the entire process, we prepare documents designed to get you the best possible outcome in a default.
Contact
LET'S TALK
Level 10, 161 York Street,
Sydney NSW 2000
Level 5, South Tower 525 Collins Street,
Melbourne VIC 3000
Level 8, 139 Quay Street
Auckland, New Zealand 1010
+64 363 2730
PO Box Q734,
QVB, Sydney 1230
Please contact us or submit the form below and we will contact you immediately.